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User Name Thread Name Subject Posted
Helen BS: Cohousing (7) RE: BS: Cohousing 05 Sep 21

All right, I'll be serious instead of flippant - although I still think a group of folkies infiltrating a retirement village is the ideal solution.

Eleven years ago Hubby & I had our old fall-y down-y wooden house knocked down and we had a brick house built instead. Because it is a big block we built bigger than we really needed, partly as a retirement fund strategy so that we would get a good return on our investment. Now, however, although we absolutely love our new house which has an old fashioned vibe, it's way too big for the two of us. Consequently we have conversations now and then about how we plan to downsize when the time comes.

A couple of years ago a large complex of townhouse style units were built on an area of land about a mile or so from our place and whenever we drive past it I say, that's our new home - not because I think we'll necessarily choose to live there but because I like the way it is set up.

I haven't investigated how these places work or how the investment plan works - either going into initially it or getting out of it.

I do know that some places are easy to get into, but maybe harder or more complicated financially and legally to get your money back at a later date.

Having said that, a previous work colleague was investigating what is known here in Oz as a retirement village for her Mum but liked it so much that she sold her own house and moved in there. It has separate dwellings and not shared living spaces. She was in her mid '50's, still working full time, but it suited her to not have a big house and yard to care for because all of the maintenance was part of the investment deal. The idea has its merits for practical reasons, in my opinion, but before I sign on the dotted line I would be investigating the details of what happens financially and legally if/when you decide to leave for whatever reason.

Personally, for me and Hubby to a lesser extent, I like my own company and don't like my space being invaded by chatty people, so that's why a separate self-contained dwelling would suit us more than a group housing situation where everyone has a room or small unit in a large complex with shared eating and indoor recreation spaces.

That's my thoughts. I realise I know very little about the specifics of cohousing in your area so ignore everything I've just said if it doesn't relate to that.

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